Free 24-hour inspection. Honest advice before you file.
We always start by advising whether you should — or should not — file a claim. Request a free, no-obligation inspection and we'll give you a straight answer, backed by a documented photo report.
What does storm damage actually look like?
Most storm damage isn't obvious from the ground. Here's what our drone-assisted inspections look for on every roof, siding, and gutter system.
- Dented, cracked, or missing shingles — especially on the roof slopes facing the storm
- Granules collecting in gutters or at downspout exits
- Dented gutters, downspouts, vents, or window screens
- Soft spots, bruising, or dimpling on siding and window trim
- Cracked or spider-webbed window and skylight glass
- Water stains or new leaks on ceilings after a storm
What should you do in the first 48 hours?
- 01Document everything
Take photos and video of any visible damage to the roof, siding, gutters, windows, fences, and outdoor structures before anything is cleaned up or repaired.
- 02Tarp active leaks
If water is actively entering the home, place a tarp or call us for emergency tarping to prevent interior damage — this also matters for your claim record.
- 03Don't sign anything yet
Avoid signing a contract with the first door-knocker who shows up. Get a second, honest opinion before committing to any repair.
- 04Request a free inspection
A licensed local contractor should inspect the roof, siding, and gutters and tell you honestly whether the damage meets your policy's filing threshold.
- 05Hold off calling your insurer until you know the scope
Filing a claim for damage that doesn't meet the threshold can raise premiums for no benefit. Get the inspection first, then decide together whether filing makes sense.
Should you file a storm
damage claim?
We ask detailed questions about your home, age of roof, materials, and any past claims before we even step on the property.
Drone-assisted and ground inspection. We document everything — damage, no damage, and borderline.
If filing would hurt you (premium hikes, marginal damage, non-storm wear), we tell you. No claim is better than a denied one.
When filing is the right call, our insurance-fluent team documents every elevation to carrier estimating standards so your own adjuster sees the full scope — 99% companywide approval rate across 400+ documented claims.
How does an insurance claim actually work?
Our drone-assisted inspections produce annotated aerial reports that adjusters can't argue with. When we file, we file with evidence — that's how we hit a 99% companywide approval rate across 400+ documented storm damage claims. Before you pick anyone to walk your roof, it's worth knowing what to look for in a storm-damage contractor, and which recent events are still inside the filing window — including the September 21, 2025 hail event.
Storm damage questions, answered honestly.
Local storm response across the Twin Cities & St. Croix Valley.
Ready for an honest look?
Free, no-obligation drone inspection within 24 hours. We'll tell you straight whether your damage warrants a claim.