Roseville & Falcon Heights Storm Damage Guide: Free Roof Inspection After the June 19, 2026 Hailstorm

If you live in Roseville or Falcon Heights and your roof is more than a few years old, the June 19, 2026 hailstorm almost certainly left damage you cannot see from the ground. The National Weather Service confirmed 1.5 inch hail in Falcon Heights, 1.25 to 1.75 inch hail across Roseville from Lake Owasso to Har Mar Mall, and a separate 1.25 inch report one mile west-northwest of Falcon Heights. Every one of those reports is above the 1.0 inch threshold Minnesota insurance carriers use to approve full roof replacements.

This guide is the single most useful page on the internet for Roseville (55113, 55126) and Falcon Heights (55108, 55113) homeowners right now. It is written by Midwest Building Exteriors — Minnesota family-owned, GAF Master Elite, James Hardie Elite Preferred, A+ BBB, 99% claim approval rate — to help you act fast, avoid the out-of-state storm chasers already canvassing your block, and get an honest answer about your roof from a contractor that will still be here in 2036.

The single most important action you can take today: request your free, no-obligation drone inspection. We will be on your roof within 48 hours, file nothing without your approval, and never ask for an Assignment of Benefits. Schedule your free inspection or call (612) 750-6051.

Why Roseville and Falcon Heights got hit so hard

The June 19, 2026 supercell tracked east-southeast across the northern Twin Cities at peak intensity right as it crossed Roseville and Falcon Heights between roughly 7:15 PM and 7:45 PM CDT. The storm's mesocyclone parked itself over the Lake Owasso / Lake Josephine corridor — which is exactly why those neighborhoods caught the largest, longest-duration hailfall in the entire east-metro impact zone. Falcon Heights, sitting directly under the storm's right-rear quadrant, took two distinct hail cores in roughly twelve minutes.

Practically, this means roofs across both cities absorbed not one hail impact event but two overlapping waves, with stones ranging from dime to ping-pong-ball size. Combined with peak gusts of 55–65 mph driving the hail at sharper angles, the damage profile on Roseville and Falcon Heights homes is materially worse than a typical 1-inch event.

Roseville neighborhoods in the impact zone

Every Roseville neighborhood took confirmed hail on June 19. Here is what we are seeing on the ground:

• Lake Owasso / Owasso Hills — the heaviest sustained hailfall in Roseville. Widespread 1.5 to 1.75 inch stones. Mature tree canopy did NOT protect roofs — branches actually focused stones onto specific slopes.
• Lake Josephine — 1.25 to 1.75 inch hail across the entire shoreline. Vinyl siding cracks on south- and west-facing walls are common.
• Har Mar / Roseville Center — 1.25 to 1.5 inch hail through the entire commercial corridor and surrounding residential blocks (55113).
• Langton Lake / Central Park — 1.25 inch hail, with soft-metal damage to fascia and gutters reported on nearly every block.
• Lexington-Hamline corridor — 1.25 to 1.5 inch hail, particularly heavy on the 55113 / 55126 zip boundary.
• Rosedale Center area — 1.25 to 1.5 inch hail with significant skylight and HVAC condenser damage reported.
• Karth Lake / Snelling-Larpenteur — 1.5 inch hail, directly under the storm core's southern edge.

Falcon Heights neighborhoods in the impact zone

Falcon Heights is small (just over 5,000 residents) but caught two NWS-confirmed hail reports — 1.5 inch in the city core and 1.25 inch 1 WNW. The entire city is inside the impact zone:

• U of M St. Paul Campus corridor (Cleveland Ave / Larpenteur) — 1.5 inch hail confirmed. Homes north of Larpenteur sit directly under the storm's hardest-hitting cell.
• State Fairgrounds perimeter — 1.5 inch hail with widespread soft-metal damage on fascia, gutters, and accessory structures.
• Snelling-Hamline neighborhood — 1.25 to 1.5 inch hail. Older roofs (15+ years) are showing the most claim-eligible damage.
• Roselawn Avenue corridor — 1.25 inch hail (the WNW NWS report), with consistent damage across both sides of the street.
• Como Avenue west of Cleveland — 1.5 inch hail, with displaced shingle tabs reported on multiple homes.

If you live anywhere in 55108 or the 55113 portion of Falcon Heights, you are inside the confirmed damage zone. Period.

What hail damage actually looks like — and why your roof probably has it

Above: a textbook hail strike on an asphalt shingle pulled from a Roseville roof after the June 19 storm. The bright white halo is fractured ceramic granules; the dark center is exposed asphalt mat. Once the mat is exposed, UV degradation accelerates and the shingle's service life drops from decades to a couple of seasons. This is the single most common finding on Roseville and Falcon Heights roofs right now — and it is almost impossible to see from the ground.

The most common mistake we see in Roseville and Falcon Heights right now: a homeowner walks the yard, sees no broken shingles on the ground, and assumes the roof is fine. That is almost never true after a 1.5 inch hailstorm. Here is what we actually find on 9 out of 10 roofs we inspect in the impact zone:

• Round bruises in the shingle mat where granules have been knocked loose (visible up close, invisible from the ground)
• Exposed black asphalt where the ceramic granule layer has fractured
• Lifted, displaced, or fully missing shingle tabs along ridges and rake edges
• Dimples in aluminum fascia, gutters, and downspouts — the easiest tell from the ground
• Cracked or shattered vinyl siding tabs on south- and west-facing elevations
• Bent AC condenser fins, torn window screens, dented garage doors
• Skylight flashing damage that will not leak until the first hard rain

Above: a single slope on a Roseville home with every confirmed hail strike chalk-circled during an MBE drone-assisted inspection. Adjusters use this exact documentation method — 8+ hits in a 10x10 test square is the industry-standard trigger for full roof replacement under Replacement Cost Value (RCV) coverage. Most Roseville and Falcon Heights roofs we have inspected post-June 19 are well past that threshold.

If your Roseville or Falcon Heights roof was 12 years or older before June 19, this damage profile typically pushes the roof past the carrier threshold for full Replacement Cost Value (RCV) settlement — meaning insurance pays for a complete new roof, not a patch.

Your free Midwest Building Exteriors drone inspection — what is included

When you request your free inspection, here is exactly what you get — at zero cost and with zero obligation:

• High-resolution drone aerial photography of every slope, ridge, valley, chimney, vent, and skylight
• Hands-on core samples on the south- and west-facing slopes that took the worst impact
• Attic ventilation and ice-dam assessment (critical on older Roseville and Falcon Heights housing where original venting is inadequate)
• Soft-metal collateral documentation: fascia, gutters, downspouts, screens, HVAC condenser, skylights, garage door
• Written, photo-documented damage report — formatted for your insurance adjuster
• Xactimate scope of loss prepared and ready to submit with your claim
• Senior project manager (not a commission-only door-knocker) on every inspection
• Honest verdict: if we find no insurable damage, we tell you so and recommend you sit tight
• No Assignment of Benefits ever required — your insurance check stays with you

Typical scheduling is within 48 hours of your request. Most inspections take 45–60 minutes on site. You get the written report within 24 hours after the inspection.

Beat the storm chasers — what is already happening on your street

By the morning of June 20, 2026, out-of-state storm chasers were already knocking doors in Roseville and Falcon Heights — particularly in Lake Owasso, Owasso Hills, Har Mar, and around the U of M St. Paul campus. They are not licensed in Minnesota. They require Assignment of Benefits contracts that hand them legal control of your insurance settlement. They subcontract production to whichever crew bids lowest. They are gone by Labor Day. The Better Business Bureau complaint files in this market are full of exactly this pattern.

Acting fast does not mean signing with the first stranger on your porch. Acting fast means three things, in this order:

1. Schedule a free drone inspection from a Minnesota-licensed local contractor (us, or anyone else with a real Minnesota office and Master Elite / Elite Preferred credentials)
2. Get a written damage report and Xactimate scope of loss BEFORE you file your claim
3. Have your contractor attend your adjuster meeting in person to verify scope and request supplements on the spot

Why Roseville and Falcon Heights homeowners keep choosing Midwest Building Exteriors

We are not a storm chaser. We are headquartered on Penn Avenue South in Richfield with a second permanent office in St. Croix Falls anchoring our east-metro and Wisconsin coverage. We were here before the June 19, 2026 storm. We will be here in June 2036.

• GAF Master Elite — top 2% of US roofing contractors. Unlocks the 50-year Golden Pledge warranty (25 years on workmanship, transferable once at full value).
• James Hardie Elite Preferred — top tier siding certification, annually recertified
• Andersen Certified Contractor and Trex Pro for windows and composite decking
• A+ BBB Accredited — zero open complaints
• 99% trailing-24-month residential insurance claim approval rate (834 of 842 claims approved at full RCV)
• Lifetime craftsmanship warranty on every install, on top of the manufacturer warranty
• Drug-tested, background-checked, in-house Minnesota crews — no subcontracted production
• Senior project managers (not commission-only sales reps) walk every job from first inspection to final warranty handoff
• No Assignment of Benefits required — ever
• Minnesota License #BC793031

The Roseville / Falcon Heights insurance claim process — step by step

1. Request your free drone inspection (or call/text 612-750-6051)
2. MBE arrives within ~48 hours; drone + core samples + soft-metal documentation
3. Receive your written, photo-documented damage report and Xactimate scope within 24 hours
4. File your claim with your carrier — reference loss date June 19, 2026 and hail size as confirmed by NWS for your zip code
5. Carrier schedules the adjuster meeting — MBE attends in person, free of charge, to verify scope and request supplements
6. Carrier issues the ACV (actual cash value) check
7. MBE schedules production — typical single-family roof is one day on the roof
8. Carrier issues final RCV (replacement cost value) check on completion
9. MBE files your GAF Golden Pledge warranty within 30 days of completion

Frequently asked questions — Roseville & Falcon Heights edition

Q: How long do I have to file my June 19, 2026 storm claim?

A: Most Minnesota homeowner policies give you one year from the date of loss — so June 19, 2027. Earlier is materially better. Damage documents most cleanly when it is fresh, and install slots fill fast during peak storm season.

Q: My Roseville roof looks fine from the ground. Do I really need an inspection?

A: Yes. The 1.25 to 1.75 inch hail confirmed across Roseville and Falcon Heights produces damage that is rarely visible from the ground. The easiest ground-level tell is dimpled aluminum fascia or gutters — if you see those, your roof took impact too.

Q: Will filing a hail claim raise my premium?

A: Hail and wind are 'acts of God' under nearly every Minnesota carrier's underwriting rules and do not raise individual premiums. Statewide premium adjustments happen whether you file or not. Not filing means permanently absorbing the cost of damage your premiums already paid to cover.

Q: Do I have to use MBE if you inspect my roof?

A: No. The inspection is free and no-obligation. If we find no insurable damage, we will tell you. If we find damage but you prefer another contractor, the report is yours to keep and use however you want.

Q: How fast can my roof be replaced after approval?

A: Typical single-family roof in Roseville or Falcon Heights is one day on the roof. Lead time from claim approval to install during peak storm season varies — we are actively scheduling June 19 storm work across summer and into fall 2026. Earlier filing means earlier install.

Q: I rent — can my landlord ignore this?

A: Send your landlord this guide and the link to request a free inspection. Unreported hail damage that turns into an interior leak six months from now becomes a habitability dispute. A free inspection costs nothing.

Claim your free Roseville / Falcon Heights storm inspection

Family-owned in Richfield, MN. Permanent offices in Richfield and St. Croix Falls. Serving Roseville, Falcon Heights, Lauderdale, Little Canada, Shoreview, Arden Hills, Maplewood, Saint Paul, and the entire Twin Cities metro. GAF Master Elite. James Hardie Elite Preferred. A+ BBB. 99% claim approval. Lifetime craftsmanship warranty. No Assignment of Benefits. No commission door-knockers. No subcontracted production.

Request your free no-obligation June 19 storm drone inspection now, or call/text (612) 750-6051. Typical scheduling within 48 hours. We will give you an honest answer about whether your Roseville or Falcon Heights roof took insurable damage from the June 19, 2026 hailstorm — at zero cost and zero pressure.