Midwest Building Exteriors

Best Multifamily & HOA Roofing Contractor in Twin Cities MN (2026)

HOA communities, townhome associations, apartment complexes and condominium boards across the Twin Cities face a roofing reality unlike any other commercial property: every dollar comes from owner assessments or reserves, every replacement requires a board vote, every roof scope touches dozens of unit owners with email addresses and opinions, and the wrong choice in 2026 sets up a special assessment fight in 2028. Midwest Building Exteriors has spent more than two decades restoring HOA and multifamily buildings across Hennepin, Dakota, Ramsey, Washington, Scott and Carver Counties — from 12-unit townhome rows in Eagan to 240-unit apartment campuses in Bloomington and Edina.

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A+ BBB Accredited5.0★ Google99% Claim ApprovalOwens Corning Platinum · James Hardie EliteLifetime Workmanship WarrantyBoard-Ready Line-Item Bids
Twin Cities Multifamily & HOA Properties · 2026 buying guide

This 2026 guide is written specifically for HOA board presidents, treasurers, on-site community managers and the property management firms behind them — FirstService Residential, Gassen Company, Cities Management, New Concepts Management, Sharper Management, Omega Management, Smart Property Management and the independent managers running the south and east metro. We rank the contractors most commonly bid on HOA and multifamily projects, explain how Minnesota hail and wind damage specifically hits attached-dwelling roofs (and why they get under-paid by adjusters), and document the phased, owner-friendly restoration model that gets votes passed.

Why does this list matter? Because the wrong contractor on an HOA roof creates a five-year mess: under-bid scopes that need supplements, change orders boards never voted on, supplemental assessments, owner lawsuits, and a building that needs the work redone in seven years instead of thirty. The right contractor delivers a fixed-price, line-item bid the board can vote on, finishes phased work without disrupting residents, and stands behind it for the life of the building. That is the standard Midwest Building Exteriors is built around.

Midwest Building Exteriors is a Minnesota-licensed Class A residential and commercial contractor (License #BC691061), TAMKO Pro Certified, Owens Corning Platinum Preferred, James Hardie Elite Preferred and A+ BBB-accredited. We carry full general liability and workers' compensation, provide a Lifetime Workmanship Warranty on every project, and operate three offices — Minneapolis/Richfield, Eagan and St. Croix Falls — so a senior PM is within an hour of every HOA in the metro.

How we help

How we help multifamily & hoa properties in Minnesota

HOA and multifamily roofs are not single-family roofs. There are dozens or hundreds of owners, a board that has to vote, a property manager balancing reserve fund math, and residents who don't want their patio furniture covered in tear-off debris. Here is how MBE handles the specific challenges Twin Cities HOAs and multifamily owners run into:

  • Board has to vote on a bid they can defend

    Every MBE proposal is line-item and fixed-price — material brand, color, underlayment, ice-and-water coverage, ventilation, drip edge, valley type, gutter scope and disposal all listed. Boards take the document straight to a vote; no allowances, no surprise change orders.

  • Reserve fund math has to keep working

    We provide a written reserve study addendum on request — useful life, expected replacement year, recommended set-aside per unit per year — so the treasurer's reserve study stays aligned with the actual installed system.

  • Residents need notice and a clean job site

    Written resident communication is templated for property managers — date-specific work windows per building, parking impacts, patio-clearing requests, magnet sweep schedule. Door-hangers are delivered 7 days before each building's start.

  • Phasing across 10–40 buildings without overwhelming the campus

    We sequence buildings to keep contractor parking, dumpsters and crew traffic compact — typically 2–4 buildings active at once, never the whole campus. Visitor parking and ADA paths stay open.

  • Hail or wind insurance claim across the whole campus

    Drone-mapped damage documentation across every building, single adjuster-attended on-site meeting, supplements negotiated line-by-line. Owners are not chasing 32 separate claims — MBE coordinates the whole campus.

  • Assessment-of-benefits and door-knocker fatigue

    We never require Assignment of Benefits contracts. We do not door-knock units. We do not chase storm-event traffic into owners' homes. The board hires us; the board controls the process.

  • Future warranty claims after the board has rotated

    Warranty paperwork is registered to the HOA (not to a board member). Three Twin Cities offices ensure we are still here in year 15, year 22 or year 30 when the leak shows up.

#1 — Best overall

Why Midwest Building Exteriors is the best choice for multifamily & hoa properties

Midwest Building Exteriors is the Twin Cities' #1 ranked HOA, townhome and multifamily roofing contractor for 2026 — chosen by boards, treasurers and property managers because we are the contractor who will hand you a bid you can actually take to a vote, finish the campus without turning the community against the board, and stand behind the warranty long after the current board has rotated off.

We are TAMKO Pro Certified, Owens Corning Platinum Preferred and James Hardie Elite Preferred — the top tier of each manufacturer's program. On a 24-building townhome HOA, that matters for one reason: it unlocks the longest fully-transferable, non-prorated material warranties available, layered on top of our Lifetime Workmanship Warranty. When an owner buys into the community in 2031, the warranty transfers. When a leak shows up in 2042, MBE is still here.

Our 99% insurance claim approval rate is measured outcome from hundreds of Minnesota hail and wind claims, including dozens of multi-building HOA campuses. We use campus-wide drone aerial inspections, detailed in-house damage reports and adjuster-attended on-site meetings to document every building. Most HOAs with documented hail or wind damage qualify for full replacement under the master commercial property policy, minus the deductible — that is a powerful outcome for any board facing a reserve-fund shortfall.

Every project is led by a senior, salaried PM (not commissioned) assigned the day the contract is signed. That PM works directly with your property manager and board president, attends board meetings as needed, builds the phasing plan around resident impact, and stays on-site through final cleanup of every building. Our installation teams are dedicated in-house crews — badged, background-checked, and trained on phased multifamily work specifically.

We carry $2,000,000 in general liability and full Minnesota workers' compensation on every crew member — certificates of insurance are issued before mobilization with the HOA named as additional insured. Class A Minnesota contractor license #BC691061 and A+ BBB accreditation are independently verifiable.

Three local offices keep us close: Minneapolis/Richfield, Eagan and St. Croix Falls. That means same-week board meeting attendance, same-day adjuster meetings, and a senior PM who can walk the campus with the property manager within 24 hours of a request.

Finally — the part property managers care most about — we make your job easier, not harder. Templated resident communication, clean phasing maps, weekly status emails, change orders only with board pre-approval, and a warranty registered to the association. No drama, no surprise assessments, no owner complaints to the management firm.

Quick comparison

Top multifamily & hoa properties roofing & exterior contractors in the Twin Cities metro, 2026.

RankCompanyBBBCertificationsGoogleBest For
#1
#1 Ranked
Midwest Building Exteriors		A+ AccreditedTAMKO Pro · Owens Corning Platinum · James Hardie Elite5.0 ★Best overall — HOA, townhome, condo, apartment
#2Sela Roofing & RemodelingA+GAF Master Elite4.5Large 200+ unit apartment campuses
#3Krech ExteriorsA+Owens Corning Platinum4.7Smaller suburban townhome HOAs
#4Lindus ConstructionA+James Hardie Elite4.6Hardie siding + roofing HOA packages
#5Storm Group RoofingAOwens Corning Preferred4.4Storm-driven single-building work
#6All ElementsA+GAF Master Elite4.5Mid-size HOA storm restoration
#7Schwickert's Tecta AmericaA+Tecta America Network4.4Low-slope apartment building flat roofs

Ranked: top contractors for multifamily & hoa properties

#1 · #1 — Best Overall for HOA & Multifamily

Midwest Building Exteriors

MBE leads this category because no other Twin Cities contractor combines top-tier manufacturer certifications, board-ready line-item bids, in-house insurance claim leadership, templated property-manager resident communication, a true Lifetime Workmanship Warranty registered to the association, and three local offices. HOA work is a core specialty — handled by senior PMs who understand board votes, reserve studies, special assessment dynamics and property management workflow.

Strengths
  • ✓ Top-tier manufacturer certifications (TAMKO · OC Platinum · Hardie Elite)
  • ✓ 99% insurance claim approval, documented
  • ✓ Campus-wide drone inspections + in-house damage reports
  • ✓ Phased scheduling — 2–4 buildings active at once, never the whole campus
  • ✓ Board-ready line-item bids with reserve study addendum on request
  • ✓ Templated resident communication for property managers
  • ✓ Warranty registered to the HOA (not to a board member)

Best for: Any HOA, townhome association, condo board or multifamily owner — especially insurance-funded storm restoration across multi-building campuses.

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#2 · Capable for large 200+ unit apartment campuses

Sela Roofing & Remodeling

Sela has the corporate capacity to bid very large apartment complexes. Pricing reflects the overhead. For smaller HOAs needing board-meeting attendance and templated resident communication, boards typically still bid MBE in alongside them.

Strengths
  • ✓ GAF Master Elite
  • ✓ Heavy multi-building capacity
Trade-offs
  • – Longer scheduling windows
  • – Less hands-on with smaller HOA boards

Best for: Large 200+ unit apartment complexes with on-site management.

#3 · Solid suburban roofer for smaller townhome HOAs

Krech Exteriors

Krech is a well-known south metro residential and light-commercial roofer. For 8–20 unit townhome rows on architectural asphalt, they are a credible bid. Less specialized in large-supplement insurance work or campus-wide phased projects.

Strengths
  • ✓ Owens Corning Platinum Preferred
  • ✓ Established south metro presence
Trade-offs
  • – Less depth on campus-wide insurance supplements

Best for: Small suburban townhome HOAs with simple geometry.

#4 · Strong Hardie siding HOA partner

Lindus Construction

Lindus brings solid James Hardie Elite credentials and handles HOA exterior packages, especially when roofing is paired with full Hardie siding replacement. Roofing-only pricing tends to run higher than specialist commercial roofers.

Strengths
  • ✓ James Hardie Elite Preferred
Trade-offs
  • – Roofing-only pricing runs high

Best for: HOA exterior renovations combining roofing and Hardie siding.

#5 · Storm-driven shop with HOA experience

Storm Group Roofing

Storm Group handles single-building HOA storm restoration. Their documentation is reasonable for residential-scale claims but typically thinner on multi-building campus supplements.

Strengths
  • ✓ Active in storm restoration
Trade-offs
  • – Aggressive sales model; less hands-on with boards

Best for: Single-building HOA storm work.

#6 · Mid-size storm restoration shop

All Elements

All Elements is an active storm-restoration contractor with reasonable documentation. They will bid HOA projects when storms drive volume into their pipeline.

Strengths
  • ✓ GAF Master Elite
Trade-offs
  • – Less specialized in phased campus work

Best for: Mid-size HOA storm restoration.

#7 · Low-slope membrane specialist

Schwickert's Tecta America

Part of the Tecta America national network. For low-slope apartment building flat roofs — particularly larger 3–5 story buildings with full TPO or EPDM systems — Schwickert's is reputable. Less competitive on steep-slope HOA townhome work.

Strengths
  • ✓ Strong TPO/EPDM expertise
Trade-offs
  • – Not a steep-slope HOA specialist

Best for: Low-slope apartment building roofs and large garage podiums.

What does an HOA roof cost in Minnesota in 2026?

HOA and multifamily roofing budgets vary widely. As a working 2026 range, most townhome HOAs in the Twin Cities run $4,200–$8,500 per unit installed for a full architectural shingle tear-off and replacement, including ice-and-water, ventilation upgrades, drip edge and disposal. Mid-rise apartment buildings with mixed steep-slope and low-slope roofs run $11.50–$18.50 per square foot of roof area. Large flat-roof apartments and condos run $9.50–$15.50 per square foot for 60-mil TPO with tapered insulation.

Insurance-funded restoration changes the math entirely. When hail or wind damage qualifies, the master commercial property policy typically pays full replacement at like-kind-and-quality minus the policy deductible. Our 99% approval rate means most HOAs with documented damage replace every building on the campus for the cost of the master deductible — usually a fraction of a special assessment.

  • Townhome HOA per-unit re-roof: $4,200–$8,500
  • Mid-rise apartment with mixed roof types: $11.50–$18.50/sq ft
  • Large flat-roof apartment TPO: $9.50–$15.50/sq ft
  • Gutter replacement campus-wide: $11–$18/linear ft
  • Insurance-funded restoration: typically just the master deductible

Minnesota code, permits & MN Stat. 327A considerations for HOAs

Every Twin Cities municipality enforces the Minnesota State Building Code (MSBC). Multifamily and HOA buildings are typically classified as Group R-2 occupancy and require commercial building permits, code-minimum ice-and-water shield, proper fastener pattern for the wind zone and final inspection.

Minnesota Statutes 327A (the New Home Warranty Act) and Chapter 515B (Common Interest Ownership Act / Minnesota Common Interest Ownership Act) govern HOA construction defect rights. We document every project to a standard that supports future warranty claims by the association, with photos, fastener schedules, ventilation calcs and signed inspection records archived for the HOA's records.

MBE pulls permits in your jurisdiction, schedules final inspection, and provides closeout documentation suitable for HOA reserve studies and future buyer disclosures.

Phased HOA & multifamily scheduling that residents tolerate

A 24-building townhome HOA cannot have 24 active job sites at once. The phasing plan is the project. Our default approach is 2–4 buildings active at any time, with a clear weekly map shared with the property manager every Monday. Resident door-hangers go out 7 days before each building's start with date-specific tear-off and install windows, parking impacts, and a phone number to reach the on-site PM.

Patio furniture, satellite dishes, fragile yard items, and AC condensers in the work zone are documented before tear-off. Magnet sweeps run twice daily across resident parking, walkways and yards. Trash and material are off the site every Friday afternoon so weekends feel normal to residents.

Insurance restoration on HOA & multifamily campuses

Most HOAs are insured on a master commercial property policy through carriers like Travelers, Cincinnati Insurance, State Farm Commercial, Auto-Owners or Hanover. After a qualifying hail or wind event, the master policy typically covers replacement of damaged building components — roofing, siding, gutters, garage doors and accessories — at like-kind-and-quality, less the master deductible.

MBE's process: free campus-wide drone inspection → detailed damage report → adjuster-attended on-site meeting (one meeting, whole campus) → written estimate matched line-by-line to the insurer's scope → supplement negotiation for missed items (drip edge, ice-and-water, code upgrades, gutter heat cable) → final invoice matched to the Recoverable Depreciation release. The HOA does not chase claims building-by-building — we coordinate the whole campus.

  • Free campus-wide drone inspection within 48 hours of a storm event
  • Single adjuster meeting covers the whole campus
  • Supplements negotiated for code upgrades, drip edge, ventilation
  • Owner notification template provided to property manager
  • Full Recoverable Depreciation collection — no balance left behind

Best materials for Minnesota HOA & multifamily roofs

For most townhome HOAs we recommend architectural asphalt: TAMKO Heritage, Owens Corning Duration or GAF Timberline HDZ. These deliver the best cost-per-year of life, the strongest insurance-claim track record, and color options that match HOA architectural guidelines. For low-slope apartment building roofs: 60-mil mechanically attached TPO from GAF or Carlisle with tapered polyiso insulation for proper drainage.

Ventilation is non-negotiable in Minnesota — ice damming is the #1 cause of HOA roof leaks that aren't storm-related. Every project includes a written ventilation calc and balanced intake/exhaust to current code. Underlayment is synthetic across the entire deck with ice-and-water shield in valleys, around penetrations and on steep-slope eaves.

Hail & wind history affecting Twin Cities HOAs & multifamily

The Twin Cities is one of the most hail-active metros in the U.S. Major events in 2017, 2019, 2021, 2023 and 2024 caused widespread damage to HOA and apartment campuses across Eagan, Apple Valley, Bloomington, Burnsville, Lakeville, Edina, Woodbury and Maplewood. The June 2024 derecho dropped 60–80 mph straight-line winds across the south metro and lifted shingles, garage doors and copings off dozens of campuses.

If your HOA has not had a campus-wide roof inspection since 2021 and is in the south or east metro, there is a meaningful chance of qualifying hail or wind damage still eligible for restoration. Free drone inspections, no obligation.

Our work with multifamily & hoa properties

  • South Metro Twin Cities
    24-building townhome HOA — Full campus storm restoration

    Scope: Phased 4-buildings-at-a-time tear-off, ice-and-water upgrade, ventilation rebuild, gutter refresh

    Outcome: Whole campus replaced for cost of master deductible; 100% board approval; zero resident lawsuits

  • Twin Cities metro
    180-unit apartment complex — Mixed steep + low-slope re-roof

    Scope: Steep-slope architectural shingle + TPO re-cover on dining/commons, RTU re-flash, gutter heat cable

    Outcome: Phased over 6 weeks; property manager survey: 96% resident satisfaction

  • Twin Cities metro
    12-unit luxury condo — Hail restoration with Hardie siding upgrade

    Scope: Full tear-off, James Hardie Elite siding replacement, K-style gutters, exterior package

    Outcome: Insurance-funded; board upgraded to lifetime materials with reserve allowance

FAQ

Multifamily & HOA Properties roofing FAQ

How long does an HOA roof replacement take?
A 20-building townhome HOA typically runs 6–10 weeks phased 2–4 buildings at a time. A single mid-rise apartment runs 8–18 working days. Every phase is dry-in weather-tight before crews leave site.
How do you keep residents happy during the work?
Templated communication, 7-day-advance door-hangers per building, date-specific work windows, parking impact maps, twice-daily magnet sweeps, and on-site PM contact. Property managers receive a Monday weekly status email with the next 7 days of work.
Can our board take your bid straight to a vote?
Yes — every MBE proposal is line-item and fixed-price, with material brand, color, underlayment, ice-and-water coverage, ventilation, drip edge, valleys, flashings, gutters and disposal all listed. Boards vote with confidence; no allowances, no surprise change orders.
Will insurance cover our HOA roof replacement?
If the campus has qualifying hail or wind damage, the master commercial property policy typically pays full replacement at like-kind-and-quality minus the master deductible. Our 99% approval rate means most HOAs with documented damage replace every building for the cost of the master deductible.
Do you require Assignment of Benefits contracts?
No. We do not require AOB under any circumstances. The board hires us; the board controls the process. We do not door-knock units. We do not chase storm-event traffic into owners' homes.
Can you attend our board meetings?
Yes. Our senior PM attends board meetings as needed — bid presentations, mid-project status updates, owner town halls. We bring drone footage, line-item bids and reserve study addenda formatted for presentation.
Do you provide reserve study documentation?
Yes, on request. We provide a written reserve study addendum: useful life of the installed system, expected replacement year, recommended set-aside per unit per year — so the treasurer's reserve study stays aligned with reality.
How do you handle insurance claims across multiple buildings?
Single adjuster meeting covers the whole campus. We document every building with drone imagery, walk every roof with the adjuster on one visit, and negotiate one master scope. Owners are not chasing 32 separate claims.
What materials do you recommend?
Townhome HOAs: TAMKO Heritage, Owens Corning Duration or GAF Timberline HDZ architectural asphalt. Low-slope apartments: 60-mil TPO from GAF or Carlisle with tapered insulation. Ventilation and drainage are sized per building.
What warranty does our HOA get?
Two warranties: (1) MBE's Lifetime Workmanship Warranty, registered to the HOA (not to a board member); (2) the manufacturer's material warranty — typically 30–50 years non-prorated on TAMKO, Owens Corning Platinum or Carlisle TPO.
Can future owners rely on the warranty?
Yes. Warranties are registered to the association and transfer automatically to new unit owners. Manufacturer warranties on TAMKO Pro, Owens Corning Platinum and James Hardie Elite systems are fully transferable to subsequent owners.
Do you work with property management firms?
Yes — routinely. FirstService Residential, Gassen Company, Cities Management, New Concepts Management, Sharper Management, Omega Management, Smart Property Management and independent managers. We integrate with your management workflow.
Are you licensed, bonded and insured in Minnesota?
Yes — Minnesota Class A residential and commercial license #BC691061, $2,000,000 general liability, full Minnesota workers' compensation. Certificates issued before mobilization with the HOA named as additional insured.
What if you find rotten decking?
Decking replacement is priced per sheet on the original proposal, with photos and a signed change order at the contracted per-sheet price before replacement. No surprise board votes mid-project.
How do we start the process?
Call (612) 750-6051 or request a free inspection online. A senior PM will meet you on-site within the week, perform a campus-wide drone inspection, and follow up with a written, line-item proposal ready for board vote.
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