Hail Storm Damage Twin Cities – June 19, 2026: Saint Paul, Maplewood, Roseville, Falcon Heights & More

On the evening of June 19, 2026, a powerful supercell tracked east-southeast across the Twin Cities metro and dropped one of the most damaging hailstorms the region has seen since the August 2024 event. The National Weather Service confirmed hail up to 2.25 inches — tennis-ball size — in Saint Paul, with continuous 1.25 to 1.75 inch hail (half-dollar to ping-pong-ball stones) sweeping across Brooklyn Park, Fridley, Roseville, Falcon Heights, Little Canada, Maplewood, and into the East Side of Saint Paul. Chisago County, including Rush City, caught the trailing edge as the cell moved north along I-35.

If you live anywhere in this corridor, your roof almost certainly took damage you cannot see from the ground. Your claim window on most Minnesota homeowner policies is one year from the date of loss — June 19, 2027. The single most important thing you can do right now is get a professional drone inspection on the record. Midwest Building Exteriors is dispatching free, no-obligation drone inspections across the entire impact zone, typically within 48 hours of your call. Call (612) 750-6051.

What the June 19, 2026 storm actually did

The storm cell formed over central Minnesota in the late afternoon, intensified rapidly as it crossed Sherburne and Anoka counties, and produced its largest stones as it tracked over the Twin Cities core between roughly 6:30 PM and 8:30 PM CDT. Confirmed NWS spotter reports include:

• Saint Paul — 2.25 inch hail (tennis ball), the largest stones of the entire event
• Falcon Heights — 1.5 inch hail (ping-pong ball), plus a separate 1.25 inch report 1 mile WNW
• Maplewood — 1.5 to 1.75 inch hail across Beaver Lake and Battle Creek corridors
• Roseville — 1.25 to 1.75 inch hail through Lake Owasso, Lake Josephine, and Har Mar
• Little Canada — 1.25 to 1.75 inch hail along Gervais Lake and Twin Lake
• Brooklyn Park — 1.25 to 1.75 inch hail across 55428, 55443, 55444, and 55445
• Fridley — 1.25 to 1.75 inch hail through Innsbruck, Riverview Heights, and Moore Lake
• Chisago County / Rush City — 1.0 to 1.5 inch hail along the I-35 corridor as the cell moved north

For context: the insurance industry treats 1 inch (quarter size) as the threshold where asphalt-shingle damage becomes claim-approvable. Every confirmed report above is at or beyond that threshold — and most are significantly past it. Damage on softer materials (aluminum fascia, vinyl siding tabs, screens, AC condenser fins, skylight flashing) is widespread across the entire impact zone.

What hail damage actually looks like on a Minnesota roof

Most homeowners look up at their roof, see no obvious holes, and assume they are fine. That is the single most common mistake after a hailstorm — and it is exactly why insurance carriers approve so many late claims as long as the loss date is documented within the policy window. Here is what real hail damage looks like:

• Round bruises in the shingle mat where granules have been knocked loose — visible up close, invisible from the ground
• Exposed black asphalt where the protective ceramic granule layer has fractured
• Loose, displaced, or fully missing shingle tabs along ridges and rake edges
• Soft-metal collateral damage: dimples in aluminum fascia, gutters, and downspouts
• Cracked or shattered vinyl siding tabs, especially on south- and west-facing walls
• Bent or broken AC condenser fins, screens torn out of frames, dimpled garage doors
• Leaks that don't show up until the first hard rain weeks later

On a shingle that was already 12–25 years old before June 19, even moderate impact damage typically pushes the roof past the carrier threshold for full replacement cost value (RCV) settlement. That is the situation most Twin Cities homeowners are in right now.

Why you need to act fast (and why the door-knockers showed up the next morning)

By the morning of June 20, 2026, out-of-state storm chasers were already canvassing Saint Paul, Roseville, Maplewood, and Brooklyn Park. They will be gone by Labor Day. They are not licensed in Minnesota, they require Assignment of Benefits (AOB) contracts that hand them control of your insurance check, and they subcontract production to whoever bids lowest. Most of the BBB complaints we see in this market trace back to exactly this pattern.

Acting fast does not mean signing with the first person who knocks. Acting fast means three things:

1. Get a free, no-obligation drone inspection from a local Minnesota-licensed contractor — within the first 30 days while the damage is fresh and easy to document
2. File your insurance claim with a properly-formatted Xactimate scope of loss (not just a phone call) so the adjuster shows up with a complete picture
3. Have your contractor attend the adjuster meeting in person to verify the scope and request supplements for line items the adjuster missed on the first pass

Why Midwest Building Exteriors is the contractor to call after June 19, 2026

We are a Minnesota family-owned exterior restoration company headquartered on Penn Avenue South in Richfield, with a second office in St. Croix Falls anchoring our east-metro and Wisconsin coverage. We are not a storm chaser. We were here before June 19, 2026, and we will be here in June 2036.

Our public record:

• GAF Master Elite — top 2% of US roofing contractors, unlocks the 50-year Golden Pledge warranty (25 years on workmanship, transferable once at full value)
• James Hardie Elite Preferred — top tier siding certification, annually recertified
• Andersen Certified Contractor and Trex Pro for windows and composite decking
• A+ BBB Accredited with zero open complaints
• 99% trailing-24-month residential insurance claim approval rate — 834 of 842 claims approved at full RCV
• Lifetime craftsmanship warranty on every install, in addition to the manufacturer warranty
• Drug-tested, background-checked, Minnesota workers' comp covered in-house crews
• Senior project managers (not commission-only door-knockers) walk every job from first inspection to final warranty handoff
• We do not require Assignment of Benefits — your insurance check stays with you

Our June 19, 2026 storm response process is the same on every home: free drone aerial inspection, ground-level core samples on impacted slopes, attic ventilation and ice-dam assessment, full Xactimate scope of loss to your adjuster within 48 hours, in-person attendance at every adjuster meeting (free), and unlimited supplement handling at no extra cost.

City-by-city: what to do next, by zip code

We have published full Best Roofing Companies guides for every city in the June 19 impact zone. Each guide includes a five-factor ranking methodology, certifications data, claim approval records, and the specific HOA and permit considerations that matter in that city. If your roof is in the zip codes below, read your city guide and request your free drone inspection on the same page:

• Saint Paul (55102, 55104, 55105, 55106, 55107, 55108, 55116, 55117) — 2.25" hail confirmed
• Maplewood (55109, 55117, 55119) — 1.5 to 1.75" hail confirmed
• Roseville (55113, 55126) — 1.25 to 1.75" hail confirmed
• Falcon Heights (55108, 55113) — 1.5" hail confirmed
• Little Canada (55117, 55109) — 1.25 to 1.75" hail confirmed
• Brooklyn Park (55428, 55443, 55444, 55445) — 1.25 to 1.75" hail confirmed
• Fridley (55432, 55421) — 1.25 to 1.75" hail confirmed
• Rush City and Chisago County (55069, 55013) — 1.0 to 1.5" hail confirmed

What a free MBE drone inspection actually includes

Most contractors offering a 'free inspection' will spend ten minutes on a ladder and leave you with a quote. Our drone inspection process is materially different and includes everything an insurance adjuster needs to approve a claim on the first pass:

• High-resolution drone aerial photography of every slope, ridge, valley, chimney, and skylight
• Ground-level core samples on the south- and west-facing slopes that took the worst of the storm
• Attic ventilation and ice-dam assessment — particularly important on older Twin Cities housing where original venting is inadequate
• Soft-metal collateral documentation across fascia, gutters, downspouts, screens, condenser fins, and skylight flashing
• Written, photo-documented report you can hand directly to your adjuster
• No cost, no obligation, no Assignment of Benefits required

Typical scheduling is within 48 hours of your call. Call (612) 750-6051 or request your inspection online.

The insurance claim process — step by step

1. Call MBE for your free drone inspection (typically scheduled within 48 hours)
2. Receive your written, photo-documented damage report and Xactimate scope of loss
3. File your claim with your carrier — your MBE project manager will help you reference the correct loss date (June 19, 2026) and damage scope
4. Schedule the adjuster meeting — MBE attends in person, free of charge, to verify scope and request supplements
5. Receive your approval and ACV (actual cash value) check from the carrier
6. MBE schedules production — typical project timeline 1 day on the roof for most single-family homes
7. Receive your final RCV check from the carrier upon completion
8. Register your GAF Golden Pledge warranty (we file it within 30 days of completion)

Frequently asked questions about the June 19, 2026 storm

Q: How long do I have to file an insurance claim from the June 19 storm?

A: Most Minnesota homeowner policies give you one year from the date of loss — so June 19, 2027 — but earlier is materially better. Damage is easiest to document while it is fresh, before subsequent storms add interference patterns and before granule loss continues to wash off in rain.

Q: My roof looks fine from the ground — do I really need an inspection?

A: Yes. Hail damage at the 1.25 to 2.25 inch range confirmed across the impact zone is rarely visible from the ground. Bruising in the shingle mat, displaced granules, and lifted tabs require an up-close inspection. Soft-metal damage on fascia and gutters is the easiest tell from the ground — if you see dimples there, your roof took impact too.

Q: Will filing a claim raise my insurance rates?

A: Hail and wind claims are considered 'acts of God' by most Minnesota carriers and do not directly raise individual premiums. Statewide premium adjustments happen regardless of whether you file. The downside of not filing is permanently absorbing the cost of damage your premiums already paid to cover.

Q: Do I have to use MBE if you inspect my roof?

A: No. The inspection is free and no-obligation. If we find no insurable damage, we tell you honestly and recommend you sit tight. If we find damage but you prefer a different contractor, you keep the written report and use it however you want.

Q: How fast can my roof be replaced after approval?

A: Typical single-family roof replacement is one day on the roof. Lead time from approval to install during peak storm season varies — we are actively scheduling June 19 storm replacements for installation across summer and into fall 2026. Earlier claim filing means earlier install slots.

Call MBE for your free June 19, 2026 storm inspection

Family-owned in Richfield, MN. Active offices in Richfield and St. Croix Falls. Serving the entire Twin Cities metro, St. Croix Valley, Chisago County, and western Wisconsin. GAF Master Elite. James Hardie Elite Preferred. A+ BBB. 99% claim approval. Lifetime craftsmanship warranty. No Assignment of Benefits. No commission door-knockers. No subcontracted production.

Call or text (612) 750-6051 for your free June 19 storm drone inspection. Typical scheduling within 48 hours. No cost, no obligation, no pressure — just an honest answer about whether your roof took insurable damage from the June 19, 2026 hailstorm.